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What should you pay attention to when buying a house for the first time? What's the trick?

2018-03-16 20:48:00

Buying a house is a major event in life, many people are likely to have an experience of buying a house in their lifetime, and buying a house is about a lifetime of life, so we should make full preparations before buying a house.

Tools/Materials
1

Buy a house

2

RMB

Methods/Steps
1

First, be clear about your needs and ability to buy. For example, if you are buying a house for work convenience, consider a place close to work. Because your children are going to school, you need to consider the school district and pay attention to the educational environment. If you want to buy a house for your parents, you should consider being close to hospitals, parks and so on. As for purchasing power, it is the house price you can afford, the size of the house.

2

Secondly, you must make a comparison, that is, shop around. You should do this in your target city, collect as much information as possible, take notes, take photos, and finally make a summary. Find out which properties you prefer relative to others

3

Prepare funds. Buying a house is a big expenditure, the down payment and monthly payment are related to the quality of life in the next 20 or 30 years, the down payment is generally 30% of the house payment, and then the monthly payment should be considered, it is best to control the family income in general, so as not to affect the future life, this is a long time. You can't starve yourself to buy a house.

4

Investigate the strength of the developer, (project quality) funds, etc., qualification and certificate The financial strength of the developer largely determines the quality of the project, and the time of delivery of the qualification and certificate can ensure that you will not be cheated. Generally, there should be five certificates and two books 1 "Residential quality Guarantee Certificate" 2 "Residential Instruction Manual" 3< State-owned land use Certificate "4" Commercial housing (pre-sale) license 5 "Construction project planning license" 6 "Construction project construction license" 7 "Construction project start Certificate" The property of the house should also pay attention to, it includes A resettlement housing B affordable housing, C commercial housing 1 residential 2 apartments

Matters needing attention
1

The credentials of the developer are important

2

Buying a house is best discussed by family members to gather a common opinion

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